1. When registering with cronika.com, the Client is required to provide certain identifying information, including, among other things, details intended to prevent money laundering.

1.1 The Company collects and stores the following client data: email address, encrypted password, client’s name, and address.

2. The Client agrees to provide true, accurate, and up-to-date information about their identity and must not impersonate any other person or legal entity. Any change in the Client’s identifying information must be reported to the Company immediately, and no later than 30 days after such change.

2.1 The details provided by the Client during their interaction with cronika.com may be used by the Company to send promotional materials unless the Client opts out by unchecking the consent box. This can be done during account registration, upon receiving promotional content, or by logging into My Account > Personal Details. The Client can also request to unsubscribe at any time by emailing [email protected]. Upon receiving the opt-out, the Company will stop sending marketing materials within seven business days.

2.2 Client information may be disclosed to regulatory or legal authorities only if required by applicable law, regulation, or a court order, and only to the extent necessary.

2.3 Non-confidential client data may be used by the Company in marketing and promotional materials.

3. As a prerequisite for conducting transactions on the site, the Client may be asked to submit identity verification documents or any additional documents required by the Company. Failure to provide such documentation may result in the temporary suspension or permanent closure of the Client’s account. The Company also reserves the right to refuse to open an account for any person or entity at its sole discretion.

4. If an individual registers with cronika.com on behalf of a corporation or business entity, such registration shall be deemed as confirmation that the individual is authorized to represent and bind that entity.

5. The Company will not disclose private information of current or former Clients without written consent unless required by applicable law or for identity verification purposes. Such information is accessible only to employees responsible for managing Client accounts and is stored in compliance with relevant data protection regulations.

6. The Client agrees that all or part of the information related to their account and transactions may be stored and used by the Company in the event of any dispute between the Client and the Company.

7. At its sole discretion, the Company may, but is not obligated to, review or verify information provided by the Client. By agreeing to these terms, the Client acknowledges that such reviews do not create any duty or liability on the part of the Company.

8. The Company will take appropriate measures to implement and update advanced data protection procedures to safeguard the Client's personal information and account data.

9. Upon registration with cronika.com, the Client must create a username and password, which will be used for future logins and transactions. Sharing these credentials with any third party is strictly prohibited. The Company bears no responsibility for any damages or losses resulting from improper use or storage of these credentials, including unauthorized use by third parties.

10. All activities carried out on cronika.com using the Client’s credentials are the sole responsibility of the Client. The Company is not liable for verifying whether the account is being accessed by the legitimate owner.

11. The Client must immediately notify the Company’s customer support of any suspicion of unauthorized use of their account.

12. The Company does not store or collect credit card information.

12.1 In accordance with the recommendations of the Payment Card Industry Security Standards Council, client card data is protected using Transport Layer Security (TLS 1.2) and application-level AES encryption with a 256-bit key.

13. Cookies:

Definition: A cookie is a small data file, often including a unique identifier, that a website sends to a device's browser, which is then stored on the device. Cookies help websites track user activity. Browsers may allow cookies only from the sites being visited and not from third parties.

Our cookie policy: During a visit to cronika.com, cookies and viewed pages are downloaded to the client’s device. These cookies help track navigation paths and identify recurring visits and popular content. No personal information such as names or email addresses is stored. This is a common practice among major websites to improve user experience and site functionality.

14. The mobile application may collect anonymized statistics about installed applications.